budgy
ESPTEN
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Open beta

Your money, sorted and stress-free.

Budgy brings your accounts, cards, budgets and goals together in one place — multi-currency, with a copilot that helps you decide.

Join the beta
  • Free during the beta
  • True multi-currency
  • Built with you
Everything in one place

Built for real-world money

Designed for how money actually works: multiple currencies, installments and inflation, and choices that aren’t always obvious.

  • True multi-currency

    Pesos, dollars and reais, each in its own block. Nothing gets mixed or force-converted.

  • Budgets and goals

    Set limits by category, track your progress and see how far you are from each goal.

  • Cards and installments

    Budgy works out the real cost of paying in installments, with inflation built in.

  • Your money copilot

    The advisor tells you whether to pay upfront, in installments or wait — and why.

How it works

Getting started is easy

Three steps and your money is already clear.

  1. Upload your statement, the AI reads it

    Drop in your bank or card statement (PDF or CSV) and Budgy’s AI reads every transaction. No bank connection, no passwords.

  2. Budgy sorts them out

    It categorizes, splits by currency and builds your budgets and goals.

  3. Decide better

    See the full picture and let the advisor tell you whether to pay upfront, in installments or wait.

A look inside

Polished inside and out

A peek at what you’ll use every day. Same colors, same calm as the whole app.

Multi-currency

Each currency in its own world

Budgy doesn’t mix pesos with dollars or make up an exchange rate. You see your net worth, accounts and budgets by currency, exactly as you hold them.

  • ARS, USD and BRL
  • Net worth by currency
  • Clear exposure and reports
Purchase advisor

Upfront, installments or wait?

Tell Budgy what you want to buy and it compares the options with inflation built in. It tells you which one is worth it and why — no fluff.

  • Real finance cost of each installment
  • Side-by-side comparison
  • One clear recommendation
Budgets and goals

Always know where you stand

Set limits by category and savings goals. Budgy shows your progress for the month and warns you when you are drifting off track.

  • Progress by category
  • Spending-pace alerts
  • Goals with real progress
Security & data

Your money and your data, looked after

No fine print: here’s what we do —and don’t do— with your information.

  • Budgy never moves your money

    We help you see it and decide. We never move, transfer or touch your money.

  • We don’t ask for your bank password

    You import your transactions or connect official integrations. Nothing connects on its own.

  • Encrypted in transit and at rest

    Your data travels over HTTPS and is stored encrypted.

  • We don’t sell your data

    Ever. We don’t share your information with third parties for ads.

  • The AI suggests, you confirm

    The copilot proposes, but nothing is created or changed without your OK.

  • You’re in control of your data

    Sign in with Google, see your active sessions, and export or delete everything whenever you want.

Who’s behind it

We build it with you

Budgy is made by a small team that uses it every day. We really listen: jump in now and your feedback shapes the product and moves the roadmap.

  • Real people, not a bot
  • Your feedback shapes the product
  • Reach out anytime
Get in touch
FAQ

Questions people ask

Is it free?

Yes. During the beta, Budgy is free and no card required: you sign up and start using it. When we leave beta there’ll be a paid plan with advanced features, but we’ll tell you before any change. Nothing is charged without you knowing.

What do you do with my data?

We encrypt it in transit and at rest, we don’t sell it or share it with third parties for ads, and you can export or delete it whenever you want. Budgy is an organizer and advisor: it never moves your money or touches your accounts. For example, if you delete your account, your transactions, budgets and goals go with it.

Do I have to connect my bank?

No. You upload your bank or card statement (PDF or CSV) and Budgy’s AI reads every transaction for you. If you prefer, you can also enter them by hand or connect official integrations (a wallet or a broker, for example). We never ask for your online-banking password.

Does it work in Argentina and Brazil?

Yes. Budgy is genuinely multi-currency: ARS, USD and BRL live side by side without mixing or making up an exchange rate. And it thinks the way things really work here — for example, it computes the real cost of paying in installments with inflation built in, or tells you whether a purchase is better today or by waiting.

Can I delete my account and data?

Anytime, right from the app, without emailing us. Deleting your account removes your data (transactions, budgets and goals). And if you just want a copy for yourself, you can export everything to CSV first.

Why is it better than a spreadsheet?

A spreadsheet doesn’t know about inflation, installments or several currencies at once. Budgy does: it loads your transactions with AI (no typing them one by one), separates each currency, shows the progress of your goals and budgets, and the advisor tells you, for example, whether that laptop is better in 3 installments or upfront. All with no formulas that break.

Open beta

We’re in beta. Get in early.

Budgy is built with you: jump in now, use it free and help shape it. Your feedback moves the roadmap.

Join the beta